Quick Answer: How Do I Know If Someone Has Stolen My Identity?

What do I do if I think my identity has been stolen?

If you become a victim of identity theft, or even suspect that you might be a victim, take immediate action.Contact one of the credit reporting agencies’ fraud alert departments and place a fraud alert on your credit report.

Contact your lenders, banks, and insurance companies and let them know the situation.More items….

What information does someone need to steal your identity?

This can include details like Social Security number, birthdate, or name and address. Depending on what identity thieves find, they can do things like open new credit accounts, steal from existing accounts or commit other crimes using a fake identity.

What to do if you think your SSN has been compromised?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

What is the most common method used to steal your identity?

Shoulder Surfing. This is the old fashioned way of stealing your identity. Thieves simply look over your shoulder as you complete financial transactions to get your credit card number, account number, and perhaps even your social security number.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

How do you know if you have had identity theft?

You receive calls from debt collectors. Another warning sign of identity theft is if you begin to receive calls from creditors asking about unpaid bills you don’t recognize. Check your credit report for unfamiliar accounts or charges to catch this warning sign of identity theft.

How can I find out if someone got a loan in my name?

I would recommend you contact the Social Security Administration, the agency that provides you your State ID Card or Driver License, any credit card agencies, your bank, the police, and anyone else that has access to your personal identification.

How can I find out if someone opened a bank account in my name?

Begin by checking your credit report. Your credit report will list active accounts that are associated with you. If someone else has opened a bank account in your name recently, it should be listed on your credit report.

What can hackers do with your name?

Your info could be used to open credit cards or take out loans. If hackers have your Social Security number, name, birthdate and address, they can open credit cards or apply for loans in your name.